Open Beta is live - Join early users already budgeting smarter with Wallet Expense. Download the app →


Every Kobo, Even Offline.

Wallet Expense is the personal finance app built for African realities. Expense tracking, budgeting, loans, tax, and wealth — all offline-first, all in one place.

Wallet Expense - Hero

What Wallet Expense Does
For You

Wallet Expense combines powerful tools to study how you spend and save, and helps you set realistic goals, and build healthier money habits without the guilt spiral.

Expense tracking view 1

Automated Expense Tracking

Wallet Expense simplifies tracking and categorizing all your income and expenses accross multiple accounts and investments in one app. Our system also diligently studies your saving/spending habits to understand you and adapt to your financial goals to ensure you are equipped to make smart financial decisions.

Learn More

Budget Planning & Sharing

Create SMART personalized budgets that match your lifestyle, goals, and income with ease. With Wallet Expense, you can also collaborate by sharing wins, milestones, and achievements with friends, or accountability partners, making money management more transparent, supportive, and intentional.

Learn More
Expplore financial reports

Financial Reports & Taxes

Gain a clear, visual understanding of your finances with automatically generated reports. Wallet Expense transforms your income, spending, and saving data into easy-to-read charts and summaries helping you spot trends, track progress, and make smarter financial choices with confidence.

Learn More

Smart Reminders & More

Receive notifications when it matters, such as when you're close to exceeding your budget or when you've reached a milestone with the Wallet Expense app.

Learn More

AI Customer Support

Introducing Witty, our AI-powered customer support assistant. With the help of modern technology, we are redefining customer service so you can get instant answers to your questions and resolve issues quickly and efficiently 24/7.

Try It Now

Built different. Built for you.

Supports multiple currencies out of the box Your data is encrypted and never sold Earn streaks and rewards for staying consistent Works fully offline. No internet needed

Stop Surviving & Start Designing the financial freedom you want today.

Turn the boring work of money management into a game. Earn XP, maintain Streaks, level up from 'Financial Beginner' to a 'Wealth Builder'. We don't just track your money; we train your habits so you can finally be more confident with your finances

Expense Tracker Dashboard

What Our Users Say

We love feedbacks from our users and here is what some of them had to say about Wallet Expense.

Expplore financial reports

Moyosola Akogbe

Auditor & Chartered Accountant • Lagos, NG

"My experience getting started was great NGL. The app is really packed and I can't wait to see how the Reports & Insight feature grows. Highly recommended!"

Expplore financial reports

Mosunmola Ojo

Creative Director • Lagos, NG

"So far, my experience with the app has been super impressive! Wallet Expense is quite user-friendly and professional. I'm excited to see how it evolves."

Expplore financial reports

Adesola Solarin

Software Developer • Lagos, NG

"I asked my friend to recommend an app I can use as my 'accountant' and he said I should try Wallet Expense. Now, I can say I really needed this."

Simple, Transparent Pricing

Free Plan

₦0 / month

Perfect for getting started

  • Basic expense tracking
  • Up to 1000 transactions per month
  • 1 active budget at a time
  • Basic reports & insights
  • Multiple accounts in different currencies
  • Import transactions from bank statements or other financial apps

Exclusive Plan

₦8500.00 / month

Share with up to 5 family members

  • All Free & Premium plan features
  • Family budget planning
  • Shared accounts for teams and family expenses
  • Individual & combined reports
  • Priority support
  • Advanced AI insights and recommendations

Your Financial Future Starts Today

Join hundreds of Wallet Expense users who are transforming their financial habits today.

Sign Up Now Join Our Community